if you dont mind me asking - when you overdraft with your bank, how much interest do they change you per week?

 

I recently had my over draft decreased from £100 to £60 - so i cannot draw out anymore than £60 when my balence is at zero.

 

HSBC are currently charing me £18 a week interest on £60 - is that right? i think its fookin insane since the max amuont of money i can put into my account per week is 50 quid - so im always a tenner short of clearing my overdraft

 

im just curious to know if anyone else it changed simular - or am i just being ripped off

Mine are interest free cos I'm a scabby student!!

No idea !

 

sAYING THAT - i WOULD NEVER GO NEAR AN OVERDRAFT.

 

iF i AINT GOT THE CASHE - THEN i SIMPLY AINT GOT IT !

 

Fook - caps alert

QUOTE (Tresh @ Apr 26 2004, 17:30)

Mine are interest free cos I'm a scabby student!!

im a student too

I paid off my overdraft using my credit card which is intrest free at the mo

my bank might be taken my card and closing my account due to the fact that theres no money going in - well there is - but im 62 quid over drawn - they have added 52 quid onto of that with changes - and i only get paid 50 quid a week

QUOTE (DJ_Elemental @ Apr 26 2004, 17:32)

QUOTE (Tresh @ Apr 26 2004, 17:30) Mine are interest free cos I'm a scabby student!! im a student too ok, university student...

That sounds a bit steep to me mate...is it an agreed overdraft or are they charges for going over an overdraft? I've got a couple of accounts with overdrafts one at £400 and one at £500 and both charge about £5 a month for using them so i'd talk to your bank if I were you.

QUOTE (Tresh @ Apr 26 2004, 17:36)

QUOTE (DJ_Elemental @ Apr 26 2004, 17:32) QUOTE (Tresh @ Apr 26 2004, 17:30) Mine are interest free cos I'm a scabby student!! im a student too ok, university student... ahhh alright

£5 a month for a £300 OD........but iv never gone into my OD so iv never paid it

my over draft was 100 but since i was having problems paying that back they reduced it to 60 - but £18 interest per week on 60 quid seems insane to me - i'll go talk to them tomorrow gotta get me card changed anyways

Get a fucking job lads!

i have one

 

but its really shit pay - and theres nothing else in my shit little town - cant wait to move outta here

Move to Dublin, the place rocks!

why dont you sell a few more tunes (once you've cleared it past your legal department of course)