arghhhhhhh

[Guest]

Can you still buy online for index ... heard you could only go into the stores now!

[Guest]

Dani, I know & as I say it is all debt & I have been there & done it & will never do it again.

 

I would rather save the cash & get twice as much tbh!!

As catalogues over charge

183587[/snapback]

 

catalogues are a mugs game, you might as well save up a few weeks money & then get twice as much from town

183690[/snapback]

 

not wen ur paying no apr and buying only sales stock and my local town as said before ud be lucky to pick up a pair of shoes for less than 100 quid it is all designer shops and 2 supermarkets and even newlook is expensive compared to up there, the joys of london

i know what im spending as i am limiting my self so i pay no more than 25 per month so like 5/ 6 quid a week

 

pete we have no index u know that nor argos

and it isnt closing altogether jus changing to the catalogue company or littlewoods now

 

and dawn littlewoods extra is index and u can buy stock from them online

 

 

[Guest]

and yes i know london on my doorstep theres markets and stuff but i wanted them underwear sets and hate shopping for nice undies as i get embarrassed or can never find my size

 

 

[Miss Minx]

i tend to spend time looking online at stuff to get ideas for customising stuff myself. try not to take my cards to work cos thats when i get tempted to buy stuff, im twerrible for bidding on ebay for stuff i dnt even really want lol

[Guest]

i look at cyber stuff on ebay and cyber dog and places like that as starting to make stuff but i dont ever go mad shopping even tho wen i start working i have promised myself a shopping spree on stuff for me and shay

i dont have to pay rent or council tax for the first month and i get given £250.00 for going back to work as it takes ages for the tax credits to get sorted so thats to tie me over but with no rent or tax il have money extra to treat myself after i have paid and bought everything that is needed and im gona give myself a monthly allowance for blowing so that i dont get into the shopping trap

[Lisa]

Dani, you not be paying any interest over your 20 weeks but you go & compare store prices to catalogue prices chicken & the difference is quite a bit & as Lou say's its a mugs game, you have already posted you will get a freezer next & im sure the payments on that over 20wks no apr will be more than your weekly income support, unless you get it with interest, may sound like im nagging sweets but seriously im not, im seeing you as I was a few years ago & I had no-one to advise or help me.

 

Seriously, put a few quid a week away instead & do it that way my love

 

up to you but as a mate & wanting to help & give you advise please think about it ok before submitting another negative reply

[Guest]

nah im not lisa im waiting till i get a job and then gona get one for 100 quid but ive looked round the shops and they are 200 quid or more round here and as said we have no index or argos here and on 20 or 40 weeks there is no apr so will get a 40 week cover

i only so far got a buggy and curtains out of there plus the undies as i needed them and i couldnt find any cheaper anywhere else round here

 

i know what ur saying but i have seen my mum get in trouble with catalogues and so i watch what i get

[Lisa]

Do you have to buy new?? You can get second hand poss next to nothing hon, if you look about

[Guest]

ive been looking since i moved in and we have nothing like that round here its so frustrating that harlow is 20 mins away and yet there center for second hand furniture wont allow ppl in the epping area use them as we arnt a needy area apparently and then if ppl are selling u need transport to pick something up and i dont drive its a catch 22 situation so i decided well my oven, fridge and washing machine are new so what the hell il spend it on a freezer and then have a nice new kitchen with guarantees

 

im only using the catalogue for things i need

[Claire DC]

not wen ur paying no apr and buying only sales stock and my local town as said before ud be lucky to pick up a pair of shoes for less than 100 quid it is all designer shops and 2 supermarkets and even newlook is expensive compared to up there, the joys of london

i know what im spending as i am limiting my self so i pay no more than 25 per month so like 5/ 6 quid a week

 

pete we have no index u know that nor argos

and it isnt closing altogether jus changing to the catalogue company or littlewoods now

 

and dawn littlewoods extra is index and u can buy stock from them online

183938[/snapback]

 

 

Catalogue stuff costs more before interest anywya so you're paying over the odds even if there is no interest on the stuff.

 

How much have you spent? £5 a week for 20 weeks is £100.. quite a lot for some knickers and bras really.

 

Couldn't you put that money towards your hairdressing stuff so you could do it quicker

 

Just a thought hun.

[Claire DC]

i look at cyber stuff on ebay and cyber dog and places like that as starting to make stuff but i dont ever go mad shopping even tho wen i start working i have promised myself a shopping spree on stuff for me and shay

i dont have to pay rent or council tax for the first month and i get given £250.00 for going back to work as it takes ages for the tax credits to get sorted so thats to tie me over but with no rent or tax il have money extra to treat myself after i have paid and bought everything that is needed and im gona  give myself a monthly allowance for blowing so that i dont get into the shopping trap

183945[/snapback]

 

 

 

Don't forget you need money to get to and from work, dinner etc while at work.. they don't give you the money to blow, they give uit you to survive on til you get paid.. food etc, just because you don't pay rent etc in first month you will still need to pay electric, internett, phone, gas etc etc. Don't blow the money as you never know what will happen and you could end up needing it.

[Guest NeoN]

thats why to always have a 'buffer' in the bank cos bill always pop through the door when you least expect them

[Louise]

ive been looking since i moved in and we have nothing like that round here its so frustrating that harlow is 20 mins away and yet there center for second hand furniture wont allow ppl in the epping area use them as we arnt a needy area apparently and then if ppl are selling u need transport to pick something up and i dont drive   its a catch 22 situation so i decided well my oven, fridge and washing machine are new so what the hell il spend it on a freezer and then have a nice new kitchen with guarantees  

 

im only using the catalogue for things i need

183963[/snapback]

 

my nearest town is 40 mins away from me so thats no excuse, just because you dont have second hand shops in your area (which i find hard to beleive) doesnt mean you cant buy second hand, there will be classified listings in local papers, shop windows & websites, Ebay & welfare schemes! man & van will pick up/deliver for a couple of quid

 

i look at cyber stuff on ebay and cyber dog and places like that as starting to make stuff but i dont ever go mad shopping even tho wen i start working i have promised myself a shopping spree on stuff for me and shay

i dont have to pay rent or council tax for the first month and i get given £250.00 for going back to work as it takes ages for the tax credits to get sorted so thats to tie me over but with no rent or tax il have money extra to treat myself after i have paid and bought everything that is needed and im gona  give myself a monthly allowance for blowing so that i dont get into the shopping trap

183945[/snapback]

 

 

 

Don't forget you need money to get to and from work, dinner etc while at work.. they don't give you the money to blow, they give uit you to survive on til you get paid.. food etc, just because you don't pay rent etc in first month you will still need to pay electric, internett, phone, gas etc etc. Don't blow the money as you never know what will happen and you could end up needing it.

184033[/snapback]

 

also there is the childminding/nursery fees.......sorry luv but we dont wait for our money, its our business to get paid on time & up to you to manage to pay us as a priority........ whether you have recived your wages/tax credits or not!

Edited June 17, 2005 by Louise

[Louise]

http://www.iclads.com/Classifieds/Categori...s-Loughton.aspx

 

 

http://www.junkrooms.co.uk/ad_list.asp?T=5787

 

 

http://www.iclads.com/Classifieds/Categori...eds-Epping.aspx

 

 

http://www.classifiedlocal.net/

 

that took me all of 2 minits

[Miss Minx]

You could try somewhere like cash converters as im sure they have them (or other named porn shops) all over the country, they'll be super cheap and then the money you would save you could treat you and shay ;o)

 

Also a lot of the classifieds in the local papers offer good deals, theres usually house clearances in there which offer delivery aswell (if you speak nicely to them anyway)

 

Its always worth shopping for the bargains my dear