bank overdrafts

[Mark]

if you dont mind me asking - when you overdraft with your bank, how much interest do they change you per week?

 

I recently had my over draft decreased from £100 to £60 - so i cannot draw out anymore than £60 when my balence is at zero.

 

HSBC are currently charing me £18 a week interest on £60 - is that right? i think its fookin insane since the max amuont of money i can put into my account per week is 50 quid - so im always a tenner short of clearing my overdraft

 

im just curious to know if anyone else it changed simular - or am i just being ripped off

[Tresh]

Mine are interest free cos I'm a scabby student!!

[Guest]

No idea !

 

sAYING THAT - i WOULD NEVER GO NEAR AN OVERDRAFT.

 

iF i AINT GOT THE CASHE - THEN i SIMPLY AINT GOT IT !

 

Fook - caps alert

[Mark]

QUOTE (Tresh @ Apr 26 2004, 17:30)

Mine are interest free cos I'm a scabby student!!

im a student too

[squeakage]

I paid off my overdraft using my credit card which is intrest free at the mo

[Mark]

my bank might be taken my card and closing my account due to the fact that theres no money going in - well there is - but im 62 quid over drawn - they have added 52 quid onto of that with changes - and i only get paid 50 quid a week

[Tresh]

QUOTE (DJ_Elemental @ Apr 26 2004, 17:32)

QUOTE (Tresh @ Apr 26 2004, 17:30) Mine are interest free cos I'm a scabby student!! im a student too ok, university student...

[Lizard]

That sounds a bit steep to me mate...is it an agreed overdraft or are they charges for going over an overdraft? I've got a couple of accounts with overdrafts one at £400 and one at £500 and both charge about £5 a month for using them so i'd talk to your bank if I were you.

[Mark]

QUOTE (Tresh @ Apr 26 2004, 17:36)

QUOTE (DJ_Elemental @ Apr 26 2004, 17:32) QUOTE (Tresh @ Apr 26 2004, 17:30) Mine are interest free cos I'm a scabby student!! im a student too ok, university student... ahhh alright

[Louise]

£5 a month for a £300 OD........but iv never gone into my OD so iv never paid it

[Mark]

my over draft was 100 but since i was having problems paying that back they reduced it to 60 - but £18 interest per week on 60 quid seems insane to me - i'll go talk to them tomorrow gotta get me card changed anyways

[Daredevil Tony]

Get a fucking job lads!

[Mark]

i have one

 

but its really shit pay - and theres nothing else in my shit little town - cant wait to move outta here

[Daredevil Tony]

Move to Dublin, the place rocks!

[Guest]

why dont you sell a few more tunes (once you've cleared it past your legal department of course)