Guest Posted August 14, 2003 Share Posted August 14, 2003 My own personal account is as [censored] as they come, just a debit card. But my business account is just stupid (£10,000 limit) has been so tempting to go silly with it but i have managed to restrain myself. It has been handy to use it for building up my studio (twice) tho. Quote Link to comment Share on other sites More sharing options...
CTW Admin James Posted August 14, 2003 Author CTW Admin Share Posted August 14, 2003 well i've been living off my credit cards for the last few years - often using them when i'd run out of cash in the last 1 or 2 weeks before getting paid to go on weekends etc.. now i've just gotta be sensible and put my foot down to all these offers of going out - so its once or twice a month max for me now guys - hence why i missed ireland/edinburgh this year. looking at it long term though it will be good as one day i'll be like paula and be able to spend all my money again! Quote James@ClubTheWorld.uk CTW Admin | ClubTheWorld.uk | Twitter | Instagram Clubbing the world, together ... Link to comment Share on other sites More sharing options...
Guest Posted August 14, 2003 Share Posted August 14, 2003 I owe very little to anybody as that is the only way i could be. I would hate to earn a good bit of money at the end of the month, only to hand it all over to credit card bills and banks. My money is my own (pretty much) But i can see how easy it is for people to get into debt these days. When i got my house broke into and had to spend loads of cash buying all my studio gear again, it would have been so easy for me to have still come over to Wildchild, Edinburgh, etc and put it all on the card but i had to prioritise. Quote Link to comment Share on other sites More sharing options...
CTW Members Tina Posted August 14, 2003 CTW Members Share Posted August 14, 2003 i don't own a credit card at all...... i'm glad i don't and i don't think i would beable 2 haqndle the stress Quote ************************************** When am i not horny 😉 😊 Msn Messanger:tina_g_ukc@hotmail.com Yahoo Messanger/Email ickle_cat_1981@yahoo.com ************************************** Link to comment Share on other sites More sharing options...
CTW Members Cherry Posted August 14, 2003 CTW Members Share Posted August 14, 2003 JoeDrawb said: I managed to get all my debts down to one Visa card, with a limit of £5000 on it (the balance is now at about £2500)..I had a nationwide one for 6 months and paid 0% interest, then I swapped over to Tesco's and got 10 months 0% interest and that is just about to come to an end, so have just applied for a Barclay Card, which comes with another 6 months at 0% interest.... so hopefully i'll pay it all off, without paying any interest.... Well done you, smart bloke! Quote Link to comment Share on other sites More sharing options...
CTW Members Phil rr Posted August 14, 2003 CTW Members Share Posted August 14, 2003 but it's just that...a cred limit. u don't have to go out n spend it. i've got a limit of about 2,500 on my card (showing off not intended because...) i try to keep mine at the '0' mark to stop the charges. there's fuk knows how much i want to buy (headphones, car, IBIZA, computer stuff (TFT monitor!!!!!), 4 new pairs of jeans), but rite now I'm bashing my finances to try and get my current account in the black, and my cred card at £0. no matter how i aquire my dosh i always seem to spend it, and have about £150 less than i want :\ as soon as i have anything over £100 on my card, i start getting the £20 per month charges, which means using the limit just lands me with more charges Quote Link to comment Share on other sites More sharing options...
CTW Moderators Maria Posted August 14, 2003 CTW Moderators Share Posted August 14, 2003 money for nothing Quote ClubTheWorld.com's OFFICIAL Events Reviewer Link to comment Share on other sites More sharing options...
CTW Members RaverBaby69 Posted August 14, 2003 CTW Members Share Posted August 14, 2003 dont struggle with lots of seperate debt payments. consoldate them all in2 one simple monthly loan repayment with a consolodation loan. that way not only do you save on the interest, pay the debts off quicker, but your also paying out less each month and have one simple easy monthly repayment. just call argos/homebase loans offering a rate of 6.9% typical on loans of £15000 and over... ...OH [censored] sorry 4got for a moment there i wasnt in work! Quote Link to comment Share on other sites More sharing options...
CTW Promotors CreamyC Posted August 14, 2003 CTW Promotors Share Posted August 14, 2003 I love when people are given extra, they spend it then moan when they have to pay it back, [censored] quality that is. Quote CreamyC™ Email: CreamyC@ClubTheWorld.uk MSN: CreamyCTW@Hotmail.com Mobile: 07956 462 642 (T-Mobile) Link to comment Share on other sites More sharing options...
CTW Moderators Maria Posted August 14, 2003 CTW Moderators Share Posted August 14, 2003 CreamyC said: I love when people are given extra, they spend it then moan when they have to pay it back, [censored] quality that is. That is peropa true though. Quote ClubTheWorld.com's OFFICIAL Events Reviewer Link to comment Share on other sites More sharing options...
CTW Promotors CreamyC Posted August 14, 2003 CTW Promotors Share Posted August 14, 2003 I have to admit to being one of those people. Quote CreamyC™ Email: CreamyC@ClubTheWorld.uk MSN: CreamyCTW@Hotmail.com Mobile: 07956 462 642 (T-Mobile) Link to comment Share on other sites More sharing options...
CTW Moderators Maria Posted August 14, 2003 CTW Moderators Share Posted August 14, 2003 Im not. Quote ClubTheWorld.com's OFFICIAL Events Reviewer Link to comment Share on other sites More sharing options...
CTW Members Tresh Posted August 14, 2003 CTW Members Share Posted August 14, 2003 I'm in loadsa debt. But it's expected of students. Quote My teenage daughter has been kidnapped, and the people I work with may be involved in both. I'm Federal Agent Jack Bauer and this is the longest day of my life... Link to comment Share on other sites More sharing options...
CTW Members Ginge Posted August 14, 2003 CTW Members Share Posted August 14, 2003 I spent 8 years in debt...about 8-12k of debt...so I bought a house...kept it for 2 years then sold it for 11k profit and paid off all my debts. Now...3 years later I'm 6k in debt again but I'm enjoying myself and thats all that matters to me. Quote Link to comment Share on other sites More sharing options...
CTW Members Tresh Posted August 14, 2003 CTW Members Share Posted August 14, 2003 Who gives a flying [censored] about money. People are as unhappy with it as they are without it. Enjoy life! Quote My teenage daughter has been kidnapped, and the people I work with may be involved in both. I'm Federal Agent Jack Bauer and this is the longest day of my life... Link to comment Share on other sites More sharing options...
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